Bank Term Deposit Rates

Banking; Term Deposits; Rates and fees; Back. Term deposits rates and fees. Effective date 4 February 2021. Term: $5,000 to less than $25,000: $25,000 to less than.

  1. Kotak Bank Term Deposit Rates

Term Deposit Interest Rates

Invest your savings in a Term Deposit with confidence of a guaranteed return. Term Deposits allow you to plan for your future and invest with confidence, knowing that you will receive a higher rate of return than many savings accounts. Gateway's deposits are guaranteed under the Government's Financial Claims Scheme.

Standard term deposits

The following interest rates apply to standard term deposits where interest is paid at maturity or periodically to a savings account. For compounding term deposit interest rates, please see our Interest Rate Schedule.

Term Deposit Rates - Minimum $1,000

Bank Term Deposit Rates
  1. If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term. 0% The amount of your deposit.
  2. The bank’s 9-month term deposit rate will rise from 0.75 percent to 0.80 percent. It's four-year rate will increase from 1 percent to 1.50 percent. ASB executive general manager of retail banking.
Bank term deposit rates nabDeposit
Interest rate
3 months0.60% p.a.
4 months0.60% p.a.
5 months0.60% p.a.
6 months0.65% p.a.
7 months0.60% p.a.
9 months0.60% p.a.
11 months0.60% p.a.
12 months0.75% p.a.
18 months0.65% p.a.
24 months0.65% p.a.
36 months0.65% p.a.
48 months0.65% p.a.
60 months0.65% p.a.
Term

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Rates changes from the past seven days will be highlighted in green or red.


NEW: Click on a provider's name or logo to see all their rates.

AllTerm DepositsCall AccountsOnline Call AccountsSavingsDebenturesBondsBy Provider

Kotak Bank Term Deposit Rates

Provider
Product
Minimum Deposit
Maximum Deposit
30 days
60 days
90 days
5 months
6 months
9 months
12 months
ANZ Term Deposits $10,000-0.150.250.350.550.800.800.80
Term Investment $5,000$9,9990.150.250.350.550.800.80▲0.80▲
Term Investment $10,000$49,9990.150.250.350.550.800.80▲0.80▲
Asset Finance Term Deposit $2,500------2.503.30
BNZ Term Investment $2,000$5,000,0000.150.250.350.550.800.800.80
China Construction Bank Term Deposit $100,000$5,000,000-------
Co-operative Bank Term Deposit $2,000-0.15-0.40-0.950.950.95
Co-operative Bank Special Term Deposit $5,000-----1.00-1.00
Term Deposit $1,000-----1.30-2.30
First Credit Union Term Investment $500---0.75-1.101.151.20
General Finance Deposit Rate $5,000$100,000----2.553.103.55
Heartland Bank Heartland Term Deposit $1,000-0.150.250.40-0.900.901.00
Heretaunga Building Society Term Investment $1---0.40▼-0.80▼-1.00
HSBC Premier Term Deposits -$9,9990.05-0.050.100.100.100.10
HSBC Premier Term Deposit $10,000$99,9990.07-0.100.350.600.600.60
HSBC Premier Term Deposit $100,000-0.10-0.350.550.800.800.80
Kiwibank Term Deposits $1,000$4,999--0.250.250.500.500.50
Kiwibank Term Deposits $5,000$9,9990.050.150.250.500.800.700.90
Kiwibank Term Deposits $10,000-0.150.250.350.600.900.801.00
Kookmin - NZ Term Deposit $10,000$49,9990.100.100.300.400.600.600.90
Provider
Product
Minimum Deposit
Maximum Deposit
30 days
60 days
90 days
5 months
6 months
9 months
12 months
Kookmin - NZ Term Deposit $50,000$99,9990.100.100.300.500.700.701.00
Kookmin - NZ Term Deposit $100,000-0.100.100.400.600.800.801.10
Kookmin - NZ Term Deposit $5,000$9,9990.100.100.300.300.500.500.80
Term Deposit $5,000$19,999--2.45-2.902.953.00
Term Deposit $20,000$99,999--2.50-2.953.003.05
Term Deposit $100,000---2.55-3.053.103.15
Napier Building Society Term Deposit $5,000--------
Nelson Building Society Term Deposit $5,000$250,0000.15-0.45-0.850.850.95
NZCU Auckland Investment Account $500$9,999--0.60-1.051.051.10
NZCU Auckland Investment Account $10,000$500,000--0.60-1.101.101.15
NZCU Baywide Term investment $1,000$1,000,0000.150.150.500.700.900.951.00
NZCU South Term investment $1,000$500,0000.150.150.500.700.900.951.00
Public Trust Term Deposit $5,000$9,999--1.00-1.001.001.00
Public Trust Term Deposit $10,000$49,999--1.00-1.001.001.00
Public Trust Term Deposit $50,000$249,999--1.00-1.001.001.00
Public Trust Term Deposit $250,000---1.00-1.001.001.00
Rabobank Term Deposits$1,000-0.20-0.25-1.001.001.00
SBS Bank Term Investment Specials $1,000$250,000--0.400.500.900.901.00
Term Deposit $5,000$9,9990.050.100.250.450.700.700.70
Term Deposit $10,000$250,0000.150.250.350.550.800.800.80
Provider
Product
Minimum Deposit
Maximum Deposit
30 days
60 days
90 days
5 months
6 months
9 months
12 months
Wairarapa Bldg Socy Term Investment $500$1,999--0.45-0.450.450.45
Wairarapa Bldg Socy Term Investment $2,000$4,999--0.45-0.650.700.75
Wairarapa Bldg Socy Term Investment $5,000---0.50-0.951.001.05
Term Investment $5,000$5,000,0000.150.200.350.550.800.800.80